เงื่อนไขการค้นหา

ทักษะ:

Accounting, Coordinate, Quality Assurance, Thai, English

ประเภทงาน:

งานประจำ

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for ...
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
• In this role, you're expected to:
• Accurately spreads business financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies and ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool.
• Provide comments to the Underwriter on significant items in the financials and may be involved in credit structure and loan pricing. Additional responsibilities may include being a specialist for a designated industry and the effective interaction with Credit Officers and Relationship Managers while providing assistance regarding the analysis of the applications.
• Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines (focus on more complex financial statements).
• Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, projections, collateral coverage, and guarantor net worth. Prioritize and perform timely credit evaluation, both quantitative and qualitative, of credit applications/ requests and annual or periodic credit reviews within established turnaround benchmarks.
• Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, projections, collateral coverage, and guarantor net worth.
• Prioritize and perform timely credit evaluation, both quantitative and qualitative, of credit applications/ requests and annual or periodic credit reviews within established turnaround benchmarks.
• Coordinate with the Risk Team, Credit Analysts, Other Credit Center Staff and Relationship Managers and act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
• Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting.
• Maintain an in-depth knowledge of Citi policies, programs, procedures and applicable local and US regulations to assist the Business in achieving compliance and satisfactory internal and external audit results.
• Contribute/ generate ideas and participate in periodic projects for improving lending process efficiency or other related initiatives.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
• As a successful candidate, you'd ideally have the following skills and exposure:
• 5 -10 years prior experience in a financial institution with a focus on credit analysis and spreading software.
• Extensive knowledge of accounting, financial regulations, financial products, and credit analysis.
• Strong analytical skills and credit writing ability, including ability to perform financial/ cash flow projections.
• Good knowledge and familiarity of local market, banking products and applicable local regulations.
• Able to work independently as well as in a team with strong initiative and high level of integrity.
• Ability to handle high volume, prioritize and work under pressure to meet tight deadlines.
• Fluent in Thai and English.
• Job Family Group:
• Risk Management Job Family:
• Business Risk & Control Time Type:
• Full time Citi is an equal opportunity and affirmative action employer.
• Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
• Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
• View the "EEO is the Law" poster. View the EEO is the Law Supplement.
• View the EEO Policy Statement.
• View the Pay Transparency Posting.

ทักษะ:

Coordinate, Finance, Problem Solving, English

ประเภทงาน:

งานประจำ

• Conduct credit analysis to determine the degree of risk and credit worthiness involved in lending and / or extending credit.
• Determining advisability of granting credit for diversified types of loans.
• Also, guide and coach junior analysts in conducting credit proposal and risk analysis.
• People s Management.
• Involve in product enhancements or other projects as assigned by Division Head.
• Prepare credit write-up and also coordinate with respective RM to ensure all credit proposals are carried out appropriately.
• Bachelor or Master Degree in in Finance or Economic and/or other relevant subject.
• Minimum 8-10 years of experience in Credit Analysis role.
• Have good knowledge in institutional banking products and knowledge in local/international relevant regulations is a plus.
• Good background on relevant regulations both local & international that have impact on Financial Institutions.
• Strong combination of analytical, decision-making and interpersonal skills.
• Sound knowledge of credit making strategies and ability to comply with the regulations.
• Good problem solving and ability to work as a part of a team and under minimal supervision.
• Good command of English both in written and spoken.
• For further Information about UOB Thai and career opportunities.
• Only shortlisted candidates will be notified.
• Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank s policy.