Job Description

• Develop and formulate concept for new products that are competitive and match customer’s need.
• Work and coordinate with Risk, Segment, Policy, Operation, Process, Pricing, Finance, Marketing, Compliance, Sale Management, Legal and IT Teams to develop new Commercial Banking credit products and programs and improve existing ones.
• Review and maintain Commercial credit products and programs to keep in compliance with controls and regulations. This includes the maintenance and modification of related platforms and systems.
• Provide ongoing training and communications to sales and related parties to update the latest information on Commercial credit products and programs.
• Monitor overall performance of the credit products and programs in relevant contexts such as take-up rate, approval rate, set up, utilization, revenue, delinquency, NPL, etc.
• As the owner of generic credit products, to provide holistic support to business to achieve targets sales.

Qualifications

• Bachelor or Master degrees in Business Administration ,Finance, Information Technology or related fields
• 7-10 years direct experience in sales,operation or product management. Credit Product is preferable.
• Strong analytical, interpersonal, communication skills
• Good command in English
• Proficient in Microsoft Office; e.g. excel, word, powerpoint, etc.