Job Description:

Strategic leadership

• Review and investigate complex cases arising from the bank’s various AFC surveillance sources/systems/models and liaise with the relevant stakeholders (e.g., BUs) for necessary follow-up actions
• Customise approach for assigned cases, extract relevant data/intelligence from various internal and external sources (e.g., bank systems, commercial databases, etc.), and conduct self-directed analysis
• Follow-up with necessary points of contact to identify additional information to investigate cases
• Assess the merits of consolidated evidence and formulate initial recommendations (e.g., STR filing, account closure, freezing of funds, exit etc.)
• Capture investigative findings in comprehensive, easy-to-digest documents and reports
• Consult with Senior Reviewer throughout the investigative process and when required, escalate cases to Senior Reviewer for feedback/guidance
• As and when required, support the investigation/resolution/remediation of other cases or alerts which may arise from various internal or external surveillance systems/sources/models
• Collate and provide feedback to the Analytics team on the usefulness and effectiveness of Analytical model outputs as a model user and from the perspective of complex investigations
• Support regulatory reporting by ensuring all complex investigations are concluded adequately and documented appropriately

Senior Management engagement

• Keep abreast of the latest regulations and trends in AFC and investigative techniques
• Support Senior Reviewers in documenting best practices and emerging intelligence on AFC trends and evolution, including emerging AFC/AML typologies in corridors or areas where UOB has a presence

Team and capacity management

• Support user acceptance testing for AFC models developed/acquired by the bank and provide robust feedback from an end-user perspective to the relevant teams on model performance
• Work to identify patterns and behaviors for wider intelligence-led thematic investigations
• Identify inefficiencies in current investigative processes and provide feedback to Senior Reviewers to drive operational excellency within complex investigations team
• Support the refinement of complex investigative processes based on new typologies/red flags or new business requirements or feedback received from relevant stakeholders such as the business and Group Compliance
• Support Senior Reviewers in executing special projects as needed

Job Requirement:

• 3 – 5 years of experience in an anti-financial crime role or in law enforcement, forensic accountancy, compliance, audit, or similar fields where investigative skills and approaches are employed
• Demonstrable experience in conducting self-directed analysis and investigative work
• Ability to exercise strong analytical and problem-solving skills, considerable intellectual curiosity, judgment and critical thinking in scenarios that are complex and highly sensitive
• Ability to work under tight deadlines, make sound/well-reasoned recommendations backed by evidence, and be proactive and self-driven
• Ability to work well as part of a large, high-performing team
• Proficiency in investigating and assessing complex financial data as well as business structures and transaction flows, including using tools like MS Excel, Power BI, or other financial analysis tools
• Deep understanding of the banking industry or segments within it (e.g., wholesale or commercial banking) is a big plus
• Diploma/degree in Finance, Business or any related field
• Certification as a Money Laundering Specialist (ACAMS) or a Diploma in AML with International Compliance Association is a big plus
• Proficiency in a foreign language (esp. SEA languages) is a plus.