Role & Responsibilities:

Pre-Loan Disbursement:

• Monitor to ensure that the credit applications are approved in accordance with the delegated authority guidelines

• Manage contract execution within the directive's validity period and terms and conditions, update credit data in CIS and GCMS and maintain records of credit limit changes

• Check to ensure that credit lines are records in the GCMS system in accordance with the credit application and that relevant security documents, collateral precedent are completed before activating the credit line in GCMS system.

• Process new overdraft limits booking in GCMS and FOVA system.

Point Loan Disbursement:

• Process loan disbursement in accordance with the terms and conditions specified in the credit application, include recording all necessary transactions and information in relevant systems, both the core banking system and local development systems.

Post Loan Disbursement:

• Process loan rollover and payment including overdue loan and restructuring loan in accordance with the terms and conditions specified in the credit application, include recording all necessary transactions and information in relevant systems, both the core banking system and local development systems. Process the overdue loan repayment and loan to be restructured.

• Process Overdraft limit amendment such as increase or decrease limit, interest change, closed limit transactions in daily operations

• Check to ensure credit limit closure is accurately reflected in all system, including GCMS, local limits, CIS, internal accounts, and settlement systems.

• Record require information related to BOT reporting

• Managing the process of confirming debt status and issuing certification letters for customers who have fully settled their obligations, ensuring proper documentation is delivered and recorded accordingly.

• Monitor deposit collateral renewal especially the account related to OD interest rate updates.

• Provide debt confirmation and loan statement upon request from relevant departments.

• Store loan disbursement, renewal documents in image system, submit loan related documents to custodian for safe keeping.

• coordinate with outsourcing company to print and send receipt to customers.

Monitoring and controlling:

• Monitor, control, and follow up on terms and conditions required to be fulfilled after the loan has been granted.

• Monitor lending rates of other banks and manage interest rate update processes, including preparing approval forms and coordinating system parameter changes with relevant teams.

• Monitor and control that the Bank's collateral is accurately recorded and ensure that any releases or temporary borrowing of collateral are properly approved in accordance with the delegated authority guidelines.

• Provide collateral confirmation letter upon external audit or customer purpose.

• Monitor and update market price financial collateral such as stock, bond, debenture etc.

• Manage scripless share transfers and custody operations in the PT1 system of Thailand Securities Depository, including verification and approval of custody fees.

• Monitor and issue overdue loan notification letters to guarantors.

Required

Qualifications:

• ฺBachelor Degree in Finance, Economic or other related fields.

• 2-3 years of work experience

• Well Knowledge and have background in lending product, documentation, Basic in accounting

• Computer skill in Ms.Office

• Good Command English and Chinese (option)

• High resonsibilitity and good attitude to work hard.

• Able to work under pressure and have multi-task skill.

• Ability to work quickly and accurately.

• Excellent communication and teamwork.