1) ESG Risk Assessment & Credit Support (Core)

- Conduct ESG due diligence for corporate, SME, and project finance clients—especially in high-risk sectors (Energy, Transportation, Agriculture, Manufacturing).

- Identify material ESG risks (e.g., environmental, compliance, labor issues, governance weaknesses).

- Provide ESG risk opinions to support credit approval decisions.

- Recommend ESG mitigation measures, covenants, and monitoring requirements.

2) ESG Integration into Credit Processes

- Support the incorporation of ESG risk factors into underwriting standards, credit review templates, and sector guidelines.

- Assess ESG-linked cashflow risks that may impact PD/LGD assumptions.

- Collaborate with Credit Risk, JPC-SME - Corporate Banking, and Portfolio Management to ensure consistent ESG application.

3) Portfolio ESG Analytics

- Conduct portfolio-level ESG exposure analysis (e.g., carbon-intensive clients, high flood-risk areas, sensitive industries).

- Produce ESG heatmaps, concentration insights, and early warning signals.

- Monitor clients classified under “high ESG risk” and track improvement progress.

4) Climate Risk Assessment (Qualitative / Semi-Quantitative)

- Analyze transition and physical climate risks affecting clients and sectors.

- Interpret results from climate stress tests and scenario analysis (NGFS/IPCC).

- Highlight vulnerable industries and clients for risk appetite calibration.

Remark: Do not develop climate model or coding- Since these are to develop and implement by Quant team.

5) Regulatory & Policy Support (Risk-Relevant Only)

- Support alignment with BOT climate risk guidelines, ISSB S2, TCFD-related expectations.

- Contribute ESG risk inputs to internal risk policies, sector frameworks, and audit preparation.

- Assist in regulatory reviews related to credit ESG risk—not sustainability reporting.

6) Stakeholder Advisory

- Advise relationship managers, credit analysts, and deal teams on material ESG issues and required mitigation.

- Present ESG findings to risk committees or credit committees when needed.

- Coordinate with Sustainability/Compliance teams on ESG topics relevant to credit risk.

7) Mentoring & Quality Review

- Review ESG assessments performed by junior analysts.

- Provide guidance on best practices and ESG risk identification techniques.

- Support capability building on ESG risk knowledge across the credit organization

Qualifications

• Bachelor’s degree or higher in Finance, Economics, Risk Management, Sustainability, Environmental Science, Engineering, or related fields.

• 8–10 years of experience in credit risk, ESG or sustainability risk, or related financial risk areas.
• Experience in corporate banking, project finance, or sectoral due diligence preferred.
• Exposure to climate or transition risk frameworks is a plus.

• Strong knowledge of ESG risk drivers and relevant standards (BOT climate risk, ISSB S2, TCFD, IFC).
• Ability to interpret ESG data, regulatory disclosures, and credit processes.
• Strong analytical, communication, and presentation skills.

• Collaborative, adaptable, and able to influence effectively in English.
  

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(https://krungsri.com/b/privacynoticeen)

: Remark: The bank needs to and will have a process for verifying personal information related to the criminal history of applicants before they are considered for employment with the bank.

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Talent Acquisition Department
Bank of Ayudhya Public Company Limited
1222 Rama III Rd., Bangpongpang, Yannawa, Bangkok 10120