Legal & Compliance Specialist / Manager

Reports to: Head of Legal & Compliance (Virtual Bank)

About the Role

We are seeking a motivated Legal & Compliance Specialist/Manager to join the Legal & Compliance Department of our Virtual Bank. This role is critical in supporting the bank’s legal and regulatory obligations, with a particular focus on banking and payments businesses under Thai laws especially Bank of Thailand (BOT) requirements.

The candidate will work closely with the Head of Legal & Compliance, other internal stakeholders, and regulators to ensure the Virtual Bank operates within all applicable legal and compliance frameworks.

Key Responsibilities

Compliance

• Provide regulatory advice to business units and other stakeholders with respect to compliance with BOT’s regulations.
• Implement and monitor compliance programs covering banking, payments, data protection, and consumer protection.
• Support licensing and regulatory approval processes under BOT’s Designated Payment Services.
• Conduct compliance risk assessments and establish internal controls to ensure adherence to regulatory requirements.
• Coordinate with internal audit and risk management to maintain regulatory compliance and operational integrity.
• Monitor regulatory developments in banking and payments, providing proactive advice to management.

Legal

• Review, draft, and negotiate contracts, NDAs, service agreements, and regulatory filings related to banking, lending, and payment services.
• Prepare and review Terms and Conditions of the application and products, Privacy Notice and consents.

• Support corporate governance matters where applicable.
  

Qualifications

• Bachelor’s degree in Law (LL.B.); Master’s degree or professional certification (LL.M., compliance certification, Thai Bar) is a plus.
• 5–8 years’ experience in banking, payments, or fintech regulatory compliance and legal work. Experience in a commercial bank, payment service provider, or law firm focusing on financial services is strongly preferred.
• Strong knowledge of Thai laws and regulations related to:
• Bank of Thailand (BOT) payment and banking regulations
• Anti-Money Laundering (AMLO)
• Data Protection (PDPA)
• Consumer protection frameworks
• Experience handling licensing, regulatory inspections, or filings with regulators.
• Ability to draft and review contracts in both Thai and English.
• Excellent communication skills in Thai and English, both written and verbal.
• Strong analytical skills, with a practical, business-oriented approach to problem-solving.

Key Competencies

• Proactive, detail-oriented, and reliable.
• Ability to manage multiple priorities in a fast-paced startup environment.
• Team player with strong collaboration skills, while capable of working independently.

• Ethical mindset with commitment to compliance integrity.
  

Why Join Us

• Be part of the founding team of Thailand’s new Virtual Bank under a leading financial group.
• Opportunity to shape compliance and legal frameworks for cutting-edge digital banking and payment solutions.
• Work alongside experienced leaders in financial services and fintech.
• Competitive compensation and career growth opportunities.