Responsible for supporting cost analysis, budgeting, and portfolio performance monitoring for Auto Finance business to provide insights for financial planning, cost management, and operational efficiency, contributing to business performance and growth objectives.

Role and Responsibilities / หน้าที่ความรับผิดชอบ:

Monitor operating expenses against budget and assist in identifying budget variances and underlying causes.

Conduct analysis of cost structures, including fixed and variable expenses, and support cost optimization initiatives.

Support the preparation of Auto Finance operating expense budgets and forecasts based on business assumptions.

Assist in reviewing and validating allocated operating expenses to ensure accuracy and appropriateness.

Analyze portfolio performance, financial results, and P&L information, and prepare reports for management review.

Collaborate with cross-functional teams on projects aimed at improving operational efficiency and reducing operating costs, such as billing cost reduction initiatives.

Prepare financial analyses, reports, and presentations to support business planning and decision-making.

Qualifications / คุณสมบัติ:

Bachelor's degree in Accounting, Finance, Business Administration, Economics, or related fields.

1-3 years of experience in Financial Planning & Analysis (FP&A), Budgeting, Cost Management, Business Finance, or related areas.

Experience in banking, financial services, auto finance, leasing, or consumer lending businesses will be an advantage.

Strong analytical thinking with attention to detail and good problem-solving skills.

Specific Knowledge and Skills / ความรู้เฉพาะตำแหน่ง:

Basic understanding of Auto Finance business operations and lending products.

Knowledge of accounting principles, financial analysis, budgeting, and P&L management.

Understanding of cost allocation concepts, budgeting processes, and financial reporting.

Proficiency in Microsoft Excel and PowerPoint; knowledge of Power BI or data visualization tools will be an advantage.

Good analytical, communication, and stakeholder coordination skills.

Ability to work with data and translate findings into meaningful business insights.