Consumer Finance Officer
atTravel + LeisureWe Put the World on Vacation
Travel + Leisure Co. is the world's leading vacation ownership and travel membership company, with a dynamic and growing portfolio of resort, travel club, and lifestyle travel brands. Our dedicated associates help the company achieve its mission to put the world on vacation. Innovation and growth keep our work interesting and fun. Every day is a chance to learn something new and turn vacation inspiration into exceptional experiences for millions of travelers worldwide.
At Travel + Leisure Co., the Consumer Finance Officer actively contribute to the company vision of putting the world on vacation by managing and overseeing the day to day collections for finance and levies as well as the contract processing, underwriting, portfolio management, and cash management as required.
This includes administrative duties and customer communication as well as assisting in developing strategies to minimise collection portfolio loss, designing and administering collection processes, policies, and procedures.
Key Responsibilities
Regularly review the status of all accounts receivable including collections to ensure that accounts receivable maintains high currency rates
Proper evaluation of the customer's credit worthiness and establishing/maintaining of the customer's credit limits
Undertaking and overseeing credit worthiness checks and risk analysis in the department
Ensure timely processing of all applications and contracts
Assess and provide approval or decline financing for finance applications
Cash application and batching using multiple internal and banking systems and currencies
Account reconciliation
Review daily postings to ensure correct application of monies
- Management of the month end process ensuring all aspects are considered and able to prepare, execute, review and analyse month end results including key drivers, trends and KPI's
Ensure the robustness and integrity of data provided
Ensure all audit requirements are met
Maintain a thorough understanding of and comply with company/department policies and procedures, Club guidelines, regulations, Contract documents and relevant legislation
Maintain complete understanding and efficient use of various systems used by the company
Planning ahead for work to be done, ensuring the completion of daily/weekly tasks
Ensuring daily workflow and timelines are achieved with accuracy
Ensure all communication with customers if of high quality and service
Take responsibility of escalated issues/complaints for internal and external customers
Adhere to all policies and procedures relating to Workplace Health and Safety ensuring the safety of yourself and all other people who may be effected by your conduct in the workplace
Display a Count On Me! Service to all internal and external parties.
Display innovation through inspiring, creating and improving processes and products.
Show integrity in all aspects of the position by doing the right thing, taking responsibility and delivering on the promise
Display leadership values by ensuring effective communication and respecting your peers and managers. Support others within the team and empower each other wherever possible
Key Skills & Experience
Experience in the Collections/Accounts Receivable
Experience in Lending industry
First-rate problem solving and negotiation skills, with experience in complaints management and conflict resolution.
Excellent time management, multitasking and organizational skills with the ability to delegate appropriately
Multilingual - English + either or a combination of Mandarin and or Thai and or Bahasa
Self-motivated with demonstrated commitment to outstanding customer service
Ability to work autonomously in a fast paced environment as well as within a team across many business units
Excellent communication and interpersonal skills
Flexibility, with a willingness to undertake a wide variety of tasks in a fast paced environment
Commitment to continuous improvement strategies and attention to detail
Strong reconciliation and investigative skills
Ability to embrace growth and changing environment, actively supporting process improvement principles
Strong leadership with a positive demeanor to motivate staff and promote a positive team environment
Intermediate knowledge of Microsoft Office programs, including Access, Excel, Word & Outlook
Familiarity with a variety of collection concepts, practices, and procedures as well as cash application systems
Solid understanding & experience in financial services industry
Experience in transactions which give rise to credit risk
An understanding of the regulatory credit risk framework as applicable
High level interpersonal and communication skills
Flexible, adaptable and able to priorities work
Where Memories Start with You
Hospitality is at the heart of all we do at Travel + Leisure Co. Here, you'll find an inclusive environment where we deliver excellence and take time to have fun, celebrate together, and support one another. We're always looking ahead to what's next and how we can strengthen our business, its neighboring communities, and the customer experience. Join our global team and build a career where memories start with you.
We are an equal opportunity employer, and all applications will be considered for employment without attention to their membership in any protected class. If you require any reasonable accommodation to complete your application or any part of the recruiting process, please email your request to
- @travelandleisure.com
, including the title and location of the position for which you are applying.
Experience required
- any or no experience
Career level
- Middle Level
Salary
- 58,500 - 93,500 THB, Negotiable
Job function
- Finance
- Customer Service
Job type
- Full-time
Company overview
Travel + Leisure Co. sells vacation-club ownership, travel-club memberships, and vacation exchange from Orlando, Florida. It also holds the Travel + Leisure media brand. The company took that name in 2021, after Wyndham Destinations bought the brand from Meredith. Wyndham Destinations had already ...
