Credit Officer (SCG International)
atSCGCredit Officer (SCG International)
Job Description
Responsibilities:
- Analyze the credit risks of both domestic and international customers by evaluating financial statements, payment history, monthly sales, and business trends.
- Secure appropriate collateral to support sales and mitigate credit risks, including but not limited to Bank Guarantees, Trade Credit Insurance, and Back-to-Back arrangements.
- Develop and continuously enhance an efficient credit approval process.
- Monitor and control overdue accounts, and coordinate with relevant departments to resolve long-outstanding receivables.
- Prepare reports and supporting documents for monthly credit committee meetings.
- Identify and implement alternative payment channels to support the company’s evolving business models.
- Provide advice and consultation on payment channels and methods to mitigate risks related to defaulting debtors.
Qualifications:
- Bachelor's degree in Accounting, Finance, or a related field. (Minimum GPA of 2.70 for a Bachelor's degree and 3.30 for a Master's degree)
- Good command of English, with a TOEIC score of 550 or above, or English proficiency at B1 level or higher (If no test score is available, the test can be taken later).
- 0–3 years of relevant experience as a Credit Analyst or Credit Officer in a trading business.
- Strong understanding of credit assessment, collateral evaluation, and repayment capacity analysis to ensure effective risk management.
- Ability to perform credit evaluation and monitoring to minimize potential credit losses.
- Demonstrated capability to support business continuity and ensure efficient loan processing through accurate and timely credit assessment.
SCG Distribution and Retail Business
Experience required
- 3 years
Salary
- Negotiable
Job function
- Finance
Job type
- Full-time
Company overview
“Passion for Better”
SCG, a leading conglomerate in ASEAN and entering its 111th year of stable growth, recognizes the importance of responsible business practices. It is elevating its operations by integrating sustainable development strategies in line with the United Natio ...
Why join us: เพราะว่าหัวใจของวัฒนธรรมองค์กร คือ คนเอสซีจี หรือ SCG People ที่ยึดมั่นและปฏิบัติตามอุดมการณ์ 4 และเป็นคน Open & Challenge เพื่อเป็นการสร้างชื่อเสียง ขององค์กรให้เป็นที่ยอมรับในภูมิภาคอาเซียน ในฐานะองค์กรแห่งนวัตกรรมที่น่าร่วมงานด้วยและเป็นแบบอย่างด้านบรรษัทภิบาล และการพัฒนาอย่างยั่งยืนตามวิส ...
Benefits
- Life Insurance
- Five-day work week
- Flexible working hours
- Health Insurance
- Transport Allowance
- Performance bonus
- Dental Insurance
- Provident fund
- Professional development
- Education Allowance
- Accident Insurance
- Gym membership
- Learning & Development Opportunities
- Maternity leave

