ประสบการณ์:

7 ปีขึ้นไป

ทักษะ:

Statistics, Research, SAS

ประเภทงาน:

งานประจำ

• Leading, executing, and delivering data science projects for clients in Thailand.
• Developing detailed project scopes and methodologies, designing, and implementing solutions using appropriate tools and techniques.
• Building strong relationships with Visa partners, clients, and corresponding data science & analytics teams, driving collaboration, and ensuring the implementation of Visa's recommendations.
• Maintaining quality control and up-to-date documentation for all data science projects.
• Innovating by utilizing Visa's data, client data, and non-traditional data sources to meet client needs.
• Enhancing existing data science and analytic techniques by promoting new methodologies and best practices.
• Fostering thought leadership in the data science domain and building intellectual property through innovation.
• Managing communication with clients and stakeholders effectively.
• Mentoring, guiding, and supervising data scientists in the project team.
• Delivering analytics projects from inception to completion, providing actionable insights and recommendations.
• Identifying opportunities for innovation using non-traditional data and new modeling techniques.
• Managing internal and external stakeholders.
• Supervising data scientists reporting to this role.
• Developing data-driven solutions using Visa data.
• Building data science visualization capabilities to address client problems.
• Driving innovation using data science techniques.
• Advocating for data science within partner organizations, advising and coaching analytical teams, and sharing best practices and case studies.
• Continually assessing the environment to challenge assumptions about data sources, potential analytics partners, tools, talent, and infrastructure.
• Exploring and adopting leading methodologies and best practices from other international markets.
• This is an individual contributor role.
• We are looking for a motivated, analytical minded individual with a track record of using data science and analytics expertise to unlock business value. A successful candidate should have accumulated a variety of industry experience, be curious about payments industry and application of data analytics, should be results-driven and client-centric.Degree (master's or Ph.D. would be an advantage) in Quantitative field such as Statistics, Mathematics, Operational Research, Computer Science, Economics, or engineering or equivalent experience.
• 7+ years of experience in performing data exploration and feature engineering.
• 8 -10 years of professional work experience in banking, payments, or related industry.
• Hands on experience with data analytics/programming tools such as SAS/Salford SPM/Hadoop/R/SQL/Python/Hive, and a working knowledge of Hadoop ecosystem.
• Proficiency in statistical techniques: Neural Networks, Gradient Boosting, Linear & Logistic Regression, Decision Trees, Random Forests, Markov Chains, Support Vector Machines, Clustering, Principal Component Analysis, Factor analysis, etc.
• Demonstrated experience in planning, organizing, and managing multiple and concurrent analytics projects with diverse cross-functional stakeholders.
• Strong internal team and external client stakeholder management with a collaborative, diplomatic, and flexible style, able to work effectively in a matrixed organization.
• Excellent presentation and storytelling skills, including strong oral and written capabilities.
• Storyboarding and data storytelling including strong Excel and PowerPoint skills.
• In market experience and/or knowledge of local language, culture as well as industry regulations.
• Additional InformationVisa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

ประเภทงาน:

งานประจำ

กรุงเทพมหานครPostedPosted 8 days ago

ทักษะ:

English

ประเภทงาน:

งานประจำ

• Initiate and manage brand campaign including communication strategy, media, digital, PR and partnership (small campaign, press conference or etc.).
• Implement 360 communication plan and manage cross-functional and agencies.
• Monitor all brand activities are smoothly executed and aligned with brand strategy.
• Analyze market and consumer data to evaluate brand and campaign performance.
• Track and manage marketing spending of assigned projects.
• Work with cross functional team including Trade marketing and Agencies to ensure effective execution.
• Support team on promotions and brand campaigns to drive engagement.
• Degree in Marketing or related fields.
• Minimum 5 year experience in brand management (preferably FMCG or beverage).
• Knowledge of basic 360 marketing communications and media management both offline and online.
• Excellent communication with ability to engage cross functional teams effectively.
• Fluent in English language.
• Management skills.
• Presentation and storytelling skills.
• Experience in using Nielsen and Sales data.

ทักษะ:

Branding, Coordinate, Marketing Strategy, English

ประเภทงาน:

งานประจำ

• Develop strategies for all marketing perspectives; Branding, Digital, Communication, Advertising, Public Relation, Customer Relationship Management and Royal Program.
• Setting budget and analysis budget overviews, and analysis competitors.
• Able to indicate brand positioning and develop marketing plan to match with target customers.
• Identify marketing opportunities to reach new market segment and expand market share.
• Analyze competition situation and design competitive advantage plan.
• Coordinate with category and operation team to achieve the same business objective.
• Lead in relevant marketing agencies selection and being the contact point for marketing brief, approval and implementation.
• Planning and develop marketing strategy and execution plan for event calendar, theme, and mechanics; ensures synergies with shop-wide campaigns and online campaigns.
• Coordinate with tenants for support media, activity, sale promotion and other.
• Responsible for managing the performance and development of the team members.
• Develops reports and presentations for internal and external meetings.
• Bachelor s degree or Master s degree in business, marketing, sciences and related fields.
• Experience in marketing environment as a lead role.
• Familiar with Retail Business.
• Proficient knowledge in recent marketing tool and software.
• Good command of English and computer literate.
• Excellent interpersonal and communication skills (written and verbal).
• Extremely detail-oriented to ensure accuracy and quality across all tasks.
• Excellent problem-solving and management skills.
• Expert in social media, analytics tools and fast learning in Marketing technology.
• Strong entrepreneurial, analytical, strategic thinking & planning, presenting and interpersonal skill.
• Outstanding personable with inspiring.

ทักษะ:

Contracts, Compliance

ประเภทงาน:

งานประจำ

• Develop and implement employee welfare policies and programs in alignment with company values and objectives.
• Oversee the day-to-day operations of the HR Shared Services team, ensuring timely and accurate delivery of welfare services and support.
• Collaborate with internal stakeholders, including HR business partners and department heads, to assess welfare needs and develop strategies for improvement.
• Manage vendor relationships and contracts related to welfare programs, ensuring cost-effectiveness and quality service delivery.
• Analyze welfare data and trends to identify opportunities for enhancements and recommend actionable solutions.
• Provide guidance and support to employees on welfare-related inquiries, ensuring a high level of customer service and satisfaction.
• Stay updated on industry best practices and regulatory requirements related to employee welfare, and ensure compliance within the organization.Lead and motivate the HR Shared Services team, fostering a culture of collaboration, innovation, and continuous improvement.
• Prepare regular reports and presentations on welfare program performance and effectiveness for senior management.
• Bachelor's degree in Human Resources, Business Administration, or related field; Master's degree preferred.
• Proven experience (10 years) in HR Shared Services management with a focus on employee welfare.
• Strong understanding of welfare program design, administration, and compliance.
• Excellent communication, interpersonal, and leadership skills.
• Ability to manage multiple priorities in a fast-paced environment while maintaining attention to detail.
• Proficiency in HRIS systems and MS Office is a plus.

ประเภทงาน:

งานประจำ

• Job Title: Product Owner (Deposit Product) - Technical and Business Expert.
• Job Overview:
• We are looking for a versatile Product Owner who possesses a unique blend of technical and businessexpertise to lead the development and enhancement of our deposit product offerings. As a Product Owner for deposit products, you will play a crucial role in defining and delivering innovative deposit solutions that align with customer needs and business objectives. This role requires a deep understanding of both technic ...
• Product Strategy and Vision:
• Define a clear product vision and strategy for our deposit product portfolio, considering both technical and business aspects.
• Develop a roadmap that aligns with business goals and customer expectations.
• Stakeholder Collaboration:
• Collaborate with cross-functional teams, including developers, designers, compliance experts, and business stakeholders.
• Facilitate effective communication and understanding between technical and non-technical team members, bridging the gap between technology and business requirements.
• Requirements Gathering and Documentation:
• Gather, analyze, and document detailed requirements for deposit products, ensuring they are well-defined, prioritized, and aligned with both technical and business goals.
• User-Centric Focus:
• Champion a user-centric approach by conducting user research, analyzing user feedback, and ensuring the product meets customer expectations from both technical and business perspectives.
• Product Development and Delivery:
• Oversee the entire product development lifecycle, from ideation to release, considering the technical feasibility and business value of features.
• Prioritize and manage product backlogs with a focus on technical efficiency and timely delivery.
• Quality Assurance and Testing:
• Collaborate with quality assurance teams to define acceptance criteria and conduct thorough testing of product features, ensuring they meet both technical and business standards.
• Performance Analysis:
• Monitor the performance of deposit products, gather and analyze data, and make data-driven decisions for product improvements that align with business objectives and technical capabilities.
• Compliance and Risk Management:
• Ensure that deposit products meet regulatory requirements and compliance standards, considering both technical and business aspects.
• Manage potential risks effectively and address any compliance concerns.
• Ownership of the Product:
• Take full ownership of the deposit product portfolio, including product success, performance, and continuous improvement, with a comprehensive understanding of both technical and business aspects.
• Drive the product to meet strategic objectives, taking full accountability for its success from both technical and business perspectives.
• Bachelor's degree in a relevant field (business, finance, engineering, or a related discipline).
• Proven experience as a Product Owner or similar role, with a strong background in deposit products and a deep understanding of both technical and business domains.
• Strong analytical and problem-solving skills with the ability to bridge technical and business requirements.
• Excellent communication and collaboration abilities to ensure alignment between technical and business teams.
• Familiarity with Agile and Scrum methodology is a plus.
• Financial certifications or knowledge of regulatory requirements are advantageous.
• Location: [Specify the location of the job, whether it's on-site, remote, or a hybrid arrangement.].
• Application Process:
• Interested candidates are encouraged to submit their resume, cover letter, and any relevant certifications to [provide application details, such as email address or application portal]. Please include examples of your work and achievements related to deposit products, highlighting your unique blend of
• technical and business expertise and your commitment to ensuring success from both perspectives.
• ท่านสามารถอ่านและศึกษานโยบายความเป็นส่วนตัวของธนาคารกรุงไทย จำกัด (มหาชน) ที่ https://krungthai.com/th/content/privacy-policy ทั้งนี้ ธนาคารไม่มีเจตนาหรือความจำเป็นใดๆ ที่จะประมวลผลข้อมูลส่วนบุคคลที่มีความอ่อนไหว รวมถึงข้อมูลที่เกี่ยวข้องศาสนาและ/หรือหมู่โลหิต ซึ่งอาจปรากฏอยู่ในสำเนาบัตรประจำตัวประชาชนของท่านแต่อย่างใด ดังนั้น กรุณาอย่าอัปโหลดเอกสารใดๆ รวมถึงสำเนาบัตรประจำตัวประชาชน หรือกรอกข้อมูลส่วนบุคคลที่มีความอ่อนไหวหรือข้อมูลอื่นใด ซึ่งไม่เกี่ยวข้องหรือไม่จำเป็นสำหรับวัตถุประสงค์ในการสมัครงานไว้บนเว็บไซต์ นอกจากนี้ กรุณาดำเนินการให้แน่ใจว่าได้ดำเนินการลบข้อมูลส่วนบุคคลที่มีความอ่อนไหว (ถ้ามี) ออกจากเรซูเม่และเอกสารอื่นใดก่อนที่จะอัปโหลดเอกสารดังกล่าวไว้บนเว็บไซต์แล้วด้วย ทั้งนี้ ธนาคารมีความจำเป็นต้องเก็บรวบรวมข้อมูลส่วนบุคคลเกี่ยวกับประวัติอาชญากรรมของท่านเพื่อบรรลุวัตถุประสงค์ในการพิจารณารับบุคคลเข้าทำงาน หรือการตรวจสอบคุณสมบัติ ลักษณะต้องห้าม หรือพิจารณาความเหมาะสมของบุคคลที่จะให้ดำรงตำแหน่ง ซึ่งการให้ความยินยอมเพื่อเก็บรวบรวม ใช้ หรือเปิดเผยข้อมูลส่วนบุคคลเกี่ยวกับประวัติอาชญากรรมของท่านมีความจำเป็นสำหรับการเข้าทำสัญญาและการได้รับการพิจารณาตามวัตถุประสงค์ดังกล่าวข้างต้น ในกรณีที่ท่านไม่ให้ความยินยอมในการเก็บรวบรวม ใช้ หรือเปิดเผยข้อมูลส่วนบุคคลเกี่ยวกับประวัติอาชญากรรม หรือมีการถอนความยินยอมในภายหลัง ธนาคารอาจไม่สามารถดำเนินการเพื่อบรรลุวัตถุประสงค์ดังกล่าวข้างต้นได้ และอาจ ทำให้ท่านสูญเสียโอกาสในการได้รับการพิจารณารับเข้าทำงานกับธนาคาร .

ประสบการณ์:

2 ปีขึ้นไป

ทักษะ:

IC License, Negotiation, Customer Relationship Management (CRM), Thai

ประเภทงาน:

งานประจำ

• เป็นที่ปรึกษาทางการเงิน ให้คำแนะนำและเสนอขายผลิตภัณฑ์ธนาคาร (กองทุน / ประกัน / เงินฝาก / หุ้นกู้).
• ขยายฐานลูกค้ารายใหม่ และรักษาความสัมพันธ์กับลูกค้าเดิม.
• กำหนดกลยุทธ์ในการสร้างและรักษาความสัมพันธ์ที่ดีกับลูกค้า เพื่อสร้างและรักษาฐานลูกค้า.
• รับข้อเสนอแนะจากลูกค้าและแนะนำแนวทางในการพัฒนาบริการและผลิตภัณฑ์ในอนาคต.
• วุฒิการศึกษาระดับปริญญาตรี สาขาบริหารธุรกิจ, การเงินและการธนาคาร, เศรษฐศาสตร์ หรือสาขาที่เกี่ยวข้อง.
• มีประสบการณ์การทำงานในสถาบันการเงินต่างๆ.
• มีใบอนุญาตประกอบอาชีพสำหรับผู้แนะนำการลงทุน (IC License).
• มีใบอนุญาตนายหน้าประกันชีวิต (นช.), ใบอนุญาตนายหน้าประกันวินาศภัย (นว.).
• มีความรู้ด้านการลงทุนประเภทต่างๆ.
• มีมนุษยสัมพันธ์ที่ดี สามารถดูแลรักษาความสัมพันธ์ที่ดีกับลูกค้า.
• Remark: The Bank requires the verification of criminal records prior consideration for employment to ensure secured and maintain standards of the organization.

ทักษะ:

Coordinate, Risk Management, Quality Assurance, English

ประเภทงาน:

งานประจำ

• Project Planning: Develop and refine project plans, defining objectives, scope, timelines, and resource requirements.
• Team Management: Coordinate project teams, assigning roles and responsibilities, and providing direction and support to ensure tasks are completed effectively.
• Stakeholder Communication: Maintain regular communication with stakeholders, including senior management, clients, and team members, to provide updates, gather feedback, and address concerns.
• Risk Management:Identify potential risks and develop mitigation strategies to minimize project disruptions and ensure successful outcomes.
• Budget Management: Monitor project budgets, track expenses, and ensure adherence to financial constraints, seeking approval for budget adjustments as needed.
• Quality Assurance: Implement quality control measures to ensure deliverables meet established standards and expectations.
• Progress Tracking: Monitor project progress against milestones and objectives, identifying any deviations and taking corrective actions as necessary.
• Issue Resolution: Address project issues and conflicts in a timely manner, working collaboratively with team members and stakeholders to find solutions.
• Documentation: Maintain accurate project documentation, including plans, reports, and correspondence, to facilitate transparency and accountability.
• Continuous Improvement: Evaluate project performance and outcomes, capturing lessons learned and identifying opportunities for process improvements and efficiency gains. Perform other related duties as assigned.
• Education and Experience:
• Bachelor's or Master's degree in Finance, Economics, Business Administration, or related field.
• Minimum 8-10 years of hands-on experience in project management.
• Experience in cross-functional coordination and collaboration.
• Analytical thinking and problem-solving skills.
• Attention to detail and commitment to accuracy.
• Strong leadership and teamwork abilities.
• Adaptability and innovation mindset.
• Ability to work independently and in a team.
• Excellent communication skills, both written and oral.
• Fluent in English communication.
• Knowledge.
• Project Integration Management.
• Project Scope Management.
• Project Schedule Management.
• Project Cost Management.
• Project Quality Management.
• Project Resource Management.
• Project Communication Management.
• Project Risk Management.
• Project Procurement Management.
• Project Stakeholder Management.
• Excellent organizational skill.
• Excellent interpersonal skill.
• Communication skill with good English proficiency.
• Problem solving skills and good judgement.
• Ability to effectively prioritize and execute tasks.
• Integrity and business ethic with confidentiality work.
• Detail and Process Oriented.

ประสบการณ์:

4 ปีขึ้นไป

ทักษะ:

Sales, Assembly, English

ประเภทงาน:

งานประจำ

• Achieves sales objectives by providing independent sales coverage of assigned accounts or within assigned territory.
• Position intended for individuals experienced in sales and who have demonstrated effective use of selling skills and have consistently achieved or exceeded forecast over a sustained period of time.
• Primarily, manages sales territory with periodic supervision and assistance.
• When necessary, requests or receives assistance in handling situations which require either greater or different experience or knowledge as needed.
• Responsibilities Understands sales goals and establishing business plan for the assigned territory.
• Develop and deploy sanding and grinding application solutions to meet industrial market.
• Achieves monthly, annual sales targets and objectives.
• Coordinates efforts in order to fulfill quarterly and annual objectives.
• Learns and applies 3M Abrasives Systems Division marketing policies, procedures and plans.
• Utilizes selling process to achieve sales results, demonstrates knowledge and use of social selling tools to create connections with Industry and Customers.
• Represents 3M Abrasives Systems Division products and services to customers and prospects to provide appropriate sales support services to customers and distributors.
• Demonstrates understanding of individual product value propositions.
• Expected to meet the minimum sales calls target every month and record the same in CRM.
• Learns to plan and manage time and resources for effective coverage of territory, communications, and other responsibilities.
• Maintains and communicates account and prospect information, maintains company resources, and sales support materials.
• Develops and establishes relationships with accounts and prospects.
• Continuously expected to learn and improve skills relative to the market, products, applications, selling, administrative, and other skills.
• Qualifications Bachelor's degree in Engineering or Science is preferred.
• Minimum 4+ years of sales work experience in industrial market or related field.
• Strong understanding of industrial business in Metal market or Automotive assembly and tier supply.
• Experience with application relate with Abrasive application process solution in market related.
• Utilizes basic selling skills and further develops those skills. Requires basic influencing and communication skills, listening, interpersonal, negotiating, presentation, planning, administrative and coordinating skills, and analytical skills.
• Requires use of computers, including basic Personal Computer (PC) software, specialized sales software, and on-line sales support systems as required by 3M Abrasives Systems Division.
• Good command of English.
• Learn more about 3M's creative solutions to the world's problems at www.3M.com or on Twitter @3M. Our approach to flexibility is called Work Your Way, which puts employees first and drives well-being in ways that enable 3M's business and performance goals. You have flexibility in where and when work gets done. It all depends on where and when you can do your best work. Please note: your application may not be considered if you do not provide your education and work history, either by: 1) uploading a resume, or 2) entering the information into the application fields directly. 3M Global Terms of Use and Privacy Statement

ประเภทงาน:

งานประจำ

• Job Title: Product Owner - Technical and Business Expert.
• Job Overview:
• We are seeking a versatile and dynamic Product Owner with a unique blend of technical and business expertise. As a critical member of our product management team, you will lead the development and enhancement of our product offerings, ensuring they meet both technical and business objectives.
• Ownership of the product is a key component of this role.
• Product Strategy and Vision:
• Define and communicate a clear product vision and strategy that aligns with both technical and business objectives.
• Develop a comprehensive roadmap that ensures the product's technical feasibility and business value.
• Stakeholder Collaboration:
• Collaborate closely with cross-functional teams, including developers, designers, data analysts, and business stakeholders.
• Facilitate effective communication and understanding between technical and non-technical team members, bridging the gap between technology and business needs.
• Requirements Gathering and Documentation:
• Gather, analyze, and document detailed requirements for the product, considering both technical and business aspects.
• Ensure requirements are well-defined, prioritized, and aligned with strategic goals from both perspectives.
• User-Centric Focus:
• Champion a user-centric approach by supporting user research, usability testing, and feedback analysis to align the product with customer needs and business goals.
• Product Development and Delivery:
• Oversee the entire product development lifecycle, from ideation to release, considering both the technical feasibility and business value of features.
• Prioritize and manage product backlogs, ensuring efficient and timely delivery that meets both technical and business requirements.
• Quality Assurance and Testing:
• Collaborate with quality assurance teams to define acceptance criteria and conduct thorough testing of product features, ensuring they meet both technical and business standards.
• Performance Analysis:
• Monitor the performance of the product, gather and analyze data, and make data-driven decisions for product improvements that align with both technical capabilities and business objectives.
• Compliance and Risk Management:
• Ensure the product complies with regulatory requirements and industry standards, addressing both technical and business aspects.
• Manage potential risks effectively and address any compliance concerns.
• Ownership of the Product:
• Take full ownership of the product, including product success, performance, and continuous improvement, from both technical and business perspectives.
• Drive the product to meet strategic objectives, taking full accountability for its success, and leading it to reach its full potential.
• Bachelor's degree in a relevant field (business, finance, engineering, or a related discipline).
• Proven experience as a Product Owner or similar role, with a strong background in both technical and business domains.
• Strong analytical and problem-solving skills, with the ability to bridge technical and business requirements.
• Excellent communication and collaboration abilities to ensure alignment between technical and business teams.
• Familiarity with Agile and Scrum methodology is a plus.
• Financial certifications or knowledge of regulatory requirements are advantageous.
• Location: [Specify the location of the job, whether it's on-site, remote, or a hybrid arrangement.].
• Application Process:
• Interested candidates are encouraged to submit their resume, cover letter, and any relevant certifications to [provide application details, such as email address or application portal]. Please include examples of your work and achievements that showcase your unique blend of technical and business
• expertise, as well as your commitment to taking full ownership of the product from both perspectives.
• ท่านสามารถอ่านและศึกษานโยบายความเป็นส่วนตัวของธนาคารกรุงไทย จำกัด (มหาชน) ที่ https://krungthai.com/th/content/privacy-policy ทั้งนี้ ธนาคารไม่มีเจตนาหรือความจำเป็นใดๆ ที่จะประมวลผลข้อมูลส่วนบุคคลที่มีความอ่อนไหว รวมถึงข้อมูลที่เกี่ยวข้องศาสนาและ/หรือหมู่โลหิต ซึ่งอาจปรากฏอยู่ในสำเนาบัตรประจำตัวประชาชนของท่านแต่อย่างใด ดังนั้น กรุณาอย่าอัปโหลดเอกสารใดๆ รวมถึงสำเนาบัตรประจำตัวประชาชน หรือกรอกข้อมูลส่วนบุคคลที่มีความอ่อนไหวหรือข้อมูลอื่นใด ซึ่งไม่เกี่ยวข้องหรือไม่จำเป็นสำหรับวัตถุประสงค์ในการสมัครงานไว้บนเว็บไซต์ นอกจากนี้ กรุณาดำเนินการให้แน่ใจว่าได้ดำเนินการลบข้อมูลส่วนบุคคลที่มีความอ่อนไหว (ถ้ามี) ออกจากเรซูเม่และเอกสารอื่นใดก่อนที่จะอัปโหลดเอกสารดังกล่าวไว้บนเว็บไซต์แล้วด้วย ทั้งนี้ ธนาคารมีความจำเป็นต้องเก็บรวบรวมข้อมูลส่วนบุคคลเกี่ยวกับประวัติอาชญากรรมของท่านเพื่อบรรลุวัตถุประสงค์ในการพิจารณารับบุคคลเข้าทำงาน หรือการตรวจสอบคุณสมบัติ ลักษณะต้องห้าม หรือพิจารณาความเหมาะสมของบุคคลที่จะให้ดำรงตำแหน่ง ซึ่งการให้ความยินยอมเพื่อเก็บรวบรวม ใช้ หรือเปิดเผยข้อมูลส่วนบุคคลเกี่ยวกับประวัติอาชญากรรมของท่านมีความจำเป็นสำหรับการเข้าทำสัญญาและการได้รับการพิจารณาตามวัตถุประสงค์ดังกล่าวข้างต้น ในกรณีที่ท่านไม่ให้ความยินยอมในการเก็บรวบรวม ใช้ หรือเปิดเผยข้อมูลส่วนบุคคลเกี่ยวกับประวัติอาชญากรรม หรือมีการถอนความยินยอมในภายหลัง ธนาคารอาจไม่สามารถดำเนินการเพื่อบรรลุวัตถุประสงค์ดังกล่าวข้างต้นได้ และอาจ ทำให้ท่านสูญเสียโอกาสในการได้รับการพิจารณารับเข้าทำงานกับธนาคาร .