ธนาคารสแตนดาร์ด ชาร์เตอร์ด
Associate Director, Credit Analyst
ที่ธนาคารสแตนดาร์ด ชาร์เตอร์ดJob ID: 29225
Location: Bangkok, TH
Area of interest: Institutional Banking
Job type: Regular Employee
Work style: Office Working
Opening date: 17 Jul 2025
Job Summary :
Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes.
Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes.
About our Banking and Coverage team
About Corporate & Investment Banking (CIB)
Key Responsibilities
Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness.
Provide insightful, succinct and timely client portfolio credit analysis.
Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events.
Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters.
Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations.
Provide credit analysis with consideration for market dynamics and client industry, including:
Industry risks and client competitive positioning within the industry.
Client funding strategy, financial policies, treasury activities, including hedging, and cash management.
Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability.
Reputational risk profile, including climate and sustainability risks.
Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness.
Provide insightful, succinct and timely client portfolio credit analysis.
Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events.
Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters.
Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations.
Provide credit analysis with consideration for market dynamics and client industry, including:
Industry risks and client competitive positioning within the industry.
Client funding strategy, financial policies, treasury activities, including hedging, and cash management.
Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability.
Reputational risk profile, including climate and sustainability risks.
Skills and Experience
Risk management lifecycle.
Financial forecasting and modelling.
Financial and quantitative skills.
Client due diligence.
Using client behaviours and preferences to evolve products and services.
Product knowledge for Markets, Transaction Banking and Corporate Finance.
Knowledge of the financial services' regulatory environment.
Data analysis and visualisation.
Ability to work under pressure, in a dynamic environment.
Risk management lifecycle.
Financial forecasting and modelling.
Financial and quantitative skills.
Client due diligence.
Using client behaviours and preferences to evolve products and services.
Product knowledge for Markets, Transaction Banking and Corporate Finance.
Knowledge of the financial services' regulatory environment.
Data analysis and visualisation.
Ability to work under pressure, in a dynamic environment.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
www.sc.com/careers
ประสบการณ์ที่จำเป็น
- ไม่ระบุประสบการณ์ขั้นต่ำ
เงินเดือน
- สามารถต่อรองได้
สายงาน
- งานผู้ช่วย
- ผู้บริหารอาวุโส
- นักวิเคราะห์
ประเภทงาน
- งานประจำ
เกี่ยวกับบริษัท
จำนวนพนักงาน:2000-5000 คน
ประเภทบริษัท:การเงินและการธนาคาร
ที่ตั้งบริษัท:กรุงเทพ
เว็บไซต์:www.sc.com/th
ก่อตั้งเมื่อปี:1894
คะแนน:4/5
Standard Chartered เป็นกลุ่มธนาคารระหว่างประเทศชั้นนำที่ดำเนินงานมากว่า 150 ปีในเอเชีย แอฟริกา และตะวันออกกลาง เราได้สร้างธุรกิจที่ประสบความสำเร็จและยั่งยืนโดยมีบทบาทพื้นฐานในด้านเศรษฐกิจ การช่วยเหลือผู้คนและธุรกิจให้เติบโตและบรรลุเป้าหมาย ด้วยพนักงานกว่า 89,000 คนจาก 127 สัญชาติ เรามุ่งมั่นที่จะสร้ ... อ่านต่อ
ร่วมงานกับเรา: At Standard Chartered, we believe in fostering a culture where you can thrive. We offer continuous learning opportunities to help you grow and develop your skills. Our talent marketplace allows you to explore different projects and gigs within the bank, expanding your experience and career prospects ... อ่านต่อ
สำนักงานใหญ่: 90 North Sathorn Road, Silom, Bangkok 10500
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