• Develop, review, and maintain credit policies, guidelines, and procedures to ensure sound and consistent credit decision-making.
• Establish Environmental & Social (E&S) sectoral guidelines and due diligence questionnaires, tailored to industries with heightened E&S exposures.
• Ensure E&S risk considerations are embedded in the credit approval and risk assessment process, in alignment with internal risk appetite and regulatory expectations.
• Collaborate with Relationship Managers, Credit Analysts, and Credit Approval teams to provide guidance on E&S risk evaluation for commercial lending transactions.
• Support regulatory and sustainability-related disclosures, including credit risk statements, E&S reporting, and sustainability frameworks.
• Monitor regulatory changes, market best practices, and sustainability standards, and assess their impact on credit policy and credit processes.
• Participate in portfolio monitoring and stress testing activities related to E&S-sensitive sectors.
• Prepare policy review documents, risk committee material, and management reports.

Qualifications

• Bachelor’s degree or higher in Finance, Economics, Sustainability, Business Administration, or related fields.
• (Master’s degree is a plus.)
• Minimum 3–7 years experience in Credit Risk Policy, Corporate/Commercial Credit Analysis, or Sustainability Risk.
• Strong understanding of:
• Credit risk assessment and financial statement analysis
• Sectoral/industry risk evaluation
• Environmental & Social (E&S) / ESG risk frameworks (e.g., IFC Performance Standards, Equator Principles)
• Regulatory frameworks (e.g., BOT, Basel, IFRS9)
• Strong analytical, policy writing, and problem-solving skills.
• Good communication skills with ability to coordinate across business, risk, sustainability, and compliance teams.
• Good command of English (written and verbal).
• Proficient in Microsoft Office; experience with risk systems or ESG scoring tools is an advantage.

Applicants can read the Personal Data Protection Announcement of the Bank's Human Resources Function by typing the link from the image that stated below. :

(https://krungsri.com/b/privacynoticeen)

: Remark: The bank needs to and will have a process for verifying personal information related to the criminal history of applicants before they are considered for employment with the bank.

Stay connected with KRUNGRI CAREER at:

• FB: Krungsri Career
• LINE: Krungsri Career
• LinkedIn: Krungsri

Talent Acquisition Department
Bank of Ayudhya Public Company Limited
1222 Rama III Rd., Bangpongpang, Yannawa, Bangkok 10120