1. Job Purpose

• Responsible for the day-to-day operations of the Anti-Money Laundering (AML) process, ensuring company practices comply with applicable laws and regulations.

• Monitor, detect, and report suspicious transactions that may indicate money laundering or terrorist financing.

• Assess customer risk levels (low/high) based on various risk factors including geography, PEPs, and UBOs, using KYC due diligence processes (CDD/EDD).

• Prepare the Self-Risk Assessment on AML.

2. Major Accountabilities

• Oversee daily AML operations, including Pre-Post Screening and Customer Due Diligence (CDD).

• Prepare Suspicious Transaction Reports (STRs) for submission to Group AML (BAY) and AMLO.

• Provide AML training programs to relevant departments.

• Coordinate with Group AML (BAY) and/or AMLO as required.

• Liaise with internal business units and government officers regarding documentation requests.

• Draft and maintain AML policies and procedures in compliance with legal and regulatory requirements.

• Regularly present key AML matters to the Compliance Risk Board (CRB).

• Perform other tasks as assigned by the Head of Legal & Compliance and/or Vice President, Legal & Compliance.

3. Major Challenges

• Ensure compliance in a fast-evolving regulatory environment.
• Communicate effectively across multiple departments while maintaining confidentiality.
• Stay updated with international AML regulations and local enforcement expectations.

4. Work Conditions / Environment

• Standard office-based role with occasional coordination with external regulatory bodies.
• May require flexibility during compliance reviews, audits, or government inspections.

5. Job Qualifications

Education:

• Bachelor’s or Master’s degree in Law, Finance, Business Administration, or related fields.

Experience:

• Experience in Banking or Financial Institutions.

• Minimum 5–7 years of direct AML or compliance experience.

• Management experience not required.

Knowledge:

• Strong understanding of compliance strategies, regulatory frameworks, and AML tools.

• Good command of English (spoken and written).

• Familiarity with financial products, services, and operational processes.

Skills:

• Strong interpersonal and organizational skills.

• Effective verbal and written communication.

• Confident presentation skills.

Personal Attributes:

• Positive thinking and high self-confidence.
• Fast learner with the ability to grasp new concepts quickly.

• Able to work independently with minimal supervision.

• Strong team player with leadership potential.