Skills:

Architecture, Spring Boot, Leadership Skill, Scrum, English

Job type:

Full-time

• Lead requirement gathering for credit card products, operations, and regulatory initiatives.
• Analyze end-to-end credit card business processes including issuing, authorization, billing, and dispute.
• Translate business, risk, and compliance requirements into detailed functional specifications.
• Perform impact analysis for system changes, new card features, and scheme mandates.
• Design end-to-end system solutions integrating with card platforms and external networks.
• Define workflows, data models, message formats, and interface specifications.
• Review solution designs to ensure performance, security, and scalability.
• Collaborate with vendors and internal development team to integration architecture design.
• Act as subject matter expert for credit card systems during development.
• Clarify requirements and support development and integration testing.
• Participate in Agile/Scrum ceremonies and sprint planning.
• Define test strategies, test cases, and UAT scenarios for card systems.
• Lead User Acceptance Testing (UAT) with business and operations teams.
• Support defect triage and root cause analysis.
• Assist in production rollout, cutover planning, and post implementation support.
• Ensure systems comply with card scheme rules and internal controls.
• Support PCI DSS, data privacy, and security reviews.
• Participate in audits, compliance reviews, and scheme certifications.
• Maintain detailed system documentation, diagrams, and specifications.
• Present system designs and analysis to senior stakeholders.
• Support Senior Software Engineers in technical analysis, code walkthrough, and integration troubleshooting.
• Bachelor's or Master's degree in Computer Science, Information Technology, Engineering, or related field.
• 6-10+ years of experience as a System Analyst or similar role.
• Hands-on experience in Java (Spring Boot) development, coding, and conducting code walkthroughs for system analysis, troubleshooting, and issue investigation.
• Strong experience in credit card, payment, or card issuing systems.
• Experience working with credit card or payment gateways is preferred.
• Strong understanding of SDLC (Agile and Waterfall).
• Solid experience with databases, SQL, and data modeling.
• Experience with system integration, APIs (REST/SOAP), and messaging (ISO 8583 is a plus), Rabbit MQ.
• Familiarity with UML, sequence diagrams, and ER diagrams.
• Understanding of security, encryption, and access control in payment systems.
• Credit card lifecycle (application, approval, issuing, authorization, billing, settlement).
• Transaction processing, reconciliation, and dispute management.
• Card scheme rules and operational processes.
• Strong analytical and problem-solving skills.
• Excellent communication and stakeholder management abilities.
• Leadership and mentoring skills.
• Ability to manage multiple initiatives under pressure.
• Able to communication effectively in English.
• Preferred.
• Experience with Visa, Mastercard, or UnionPay systems.
• Knowledge of PCI DSS and card security standards.
• Familiarity with microservices and high availability systems.
• Experience with cloud platforms (Huawei, GCP, Azure).